Monthly Archives: October 2021

Your ERISA Watch – Pension Plan Participants Largely Prevail in a Kitchen Sink Appeal to the Second Circuit


Your ERISA Watch – Pension Plan Participants Largely Prevail in a Kitchen Sink Appeal to the Second Circuit Browe v. CTC Corp., Nos. 19-677-CV, 19-813-CV, __ F.4th __, 2021 WL 4449878 (2d Cir. Sept. 29, 2021) (Before Circuit Judges Livingston, Lynch, and Bianco). If you ever need to show someone a case to demonstrate how messy ERISA can […]

Authentic Persuasion Show: Training Session – 10 – What is the formula of Trust?

Jason Cutter | CEO/Founder, Cutter Consulting Group What is the foundation to developing trust? What are the advantages of being a trustworthy salesperson? When all else is equal, people will buy from individuals they know, like, and trust. You can’t ask, demand, or compel someone to trust you. It can only be built using a […]

Your ERISA Watch – Downright Unreasonable: Two Circuits Uphold Benefit Denials


This week we just couldn’t choose between two cases in which ERISA plan participants were told that they could not qualify for benefits, despite serious medical conditions documented by their doctors. The first case, Ovist v. Unum Life Ins. Co. of Am., No. 20-1464, __ F.4th __, 2021 WL 4304547 (1st Cir. Sept. 22, 2021) (Before Circuit Judges Lynch […]

Create Strong Client Relationships through Common Passion

Mike McGlothlin CFP®, CHFC®, CLU®, LUTCF®, NSSA® We all have causes we’re passionate about. From church groups to local community arts programs, to research for the cure of a disease that has affected a loved one, and all kinds of things in between. The choice of which charity to align with is personal. It comes […]

Your ERISA Watch – Promises, Promises: Statements in a PowerPoint About Lifetime Health Benefits May Bind Employer


Although ERISA does not require that welfare benefits vest, courts recognize that they can vest when an employer promises to provide such benefits for life. This case explores the thorny issue of when such a promise of lifetime healthcare benefits is irrevocable and, if not irrevocable, when such a promise constitutes a fiduciary breach that […]

Tip of the Week

Financial Programs for Underserved, Underbanked Women: They Make a Difference Women are over-represented in the low-wage workforce, with little access to workplace benefits or financial wellness programs. These low- to moderate-income women often work multiple jobs with little to no savings to show for it, and are likely to live in poverty in old age. […]