Delker v. MasterCard Int’l, Inc., No. 20-3600, __ F.4th __, 2022 WL 38468 (8th Cir. Jan. 5, 2022) (Before Circuit Judges Smith, Gruender, and Stras). Of all the benefit plans employers offer their employees, life insurance plans are usually the simplest. However, even these plans can cause headaches if they are not properly designed and […]
Monthly Archives: January 2022
24
Jan
Jan
Mental Accounting, the Social Safety Net, and Pensions as Piggy Banks Mental accounting is the set of cognitive operations used by individuals and households to organize, evaluate, and keep track of financial activities. The mental accounting approach to retirement saving is an important consideration in explaining the behavioral economics perspective on pension-savings decisions that individuals […]
Mike McGlothlin CFP®, CHFC®, CLU®, LUTCF®, NSSA® History has taught us taxes never increase evenly across the board for every client. Marginal tax rates and measure of income — whether it’s modified adjusted gross income or combined income — are two important aspects to be considered. They can have a devastating effect on retirement income […]
FSPgo Reports
Your ERISA Watch – Eighth Circuit Warns Disability Administrators to Think Twice Before Terminating Disability Benefits
11
Jan
Jan
Eighth Circuit reversed a denial of disability benefits to a long-term recipient of such benefits: Roehr v. Sun Life Assurance Co. of Canada, No. 21-1559, __ F.4th __, 2021 WL 6109959 (8th Cir. Dec. 27, 2021) (Before Circuit Judges Kelly, Erickson, and Grasz). Insurers who are stuck with long-term expensive disability claims are often looking […]
FSPgo Reports
Bit by Bit – Episode 6: Final Thoughts on Cryptocurrency and Planning for Digital Assets
07
Jan
Jan
Robert Kirkland shares his advice for fiduciaries and his final thoughts.
05
Jan
Jan
Robert Kirkland discusses: Estate and gift tax consequences Valuation/ fair market value What the future holds for cryptocurrency Advice for fiduciaries
01
Jan
Jan
Robert Kirkland discusses how transactions are treated for income tax purposes