Your ERISA Watch – An ERISA Potboiler for Your End of Summer Reading Pleasure


Harris v. Lincoln Nat’l Life Ins. Co., No. 21-13186, __ F.4th __, 2022 WL 3009199 (11th Cir. July 29, 2022) (Before Circuit Judges Jordan and Rosenbaum, and District Judge John Steele). ERISA is very specific about some things, but on others it is famously vague. For example, ERISA says that plan participants are allowed to bring […]

Conquer the Efficient Frontier for Income Planning

Mike McGlothlin, CFP®, CLU®, ChFC®, LUTCF®, NSSA®  Increased probability of success and minimum risk. That’s the dream — for advisors and clients. You may have heard it referred to as the efficient frontier or achieving Alpha. A portfolio is considered efficient when it’s optimized to produce the most efficient and sustainable income for a given […]

Tip of the Week

Planning Tools for Addressing Clients’ Diminished Capacity Financial advisors can play a key role in helping their clients who may be facing diminished capacity. There are various tools to mitigate the risks associated with cognitive decline and help a client deal with the financial consequences of diminished capacity. There are legal documents such as POAs […]

Your ERISA Watch – Seventh Circuit Holds that Boeing Successfully Washed Its Hands of Fiduciary Responsibility Over Company Stock Fund by Using an Independent Fiduciary


 Burke v. The Boeing Co., No. 20-3389, __ F. 4th __, 2022 WL 3030835 (7th Cir. Aug. 1, 2022) (Before Circuit Judges Sykes, Ripple, and Hamilton). In 2014, the Supreme Court in Fifth Third Bancorp v. Dudenhoeffer, 573 U.S. 409 (2014), addressed some of the unique issues that arise when participants bring claims for fiduciary […]


Anne Bachrach, The Accountability Coach Accountability in business means holding yourself responsible for your performances or actions relating to the results achieved in your business. Accountability in business is also directly tied to productivity and how you and your team get things done in the workplace. As a business owner, you should learn how to […]

Tip of the Week

Generations, Financial Perspectives, and Financial Fragility The Society of Actuaries has released some additional reports as part of its ongoing research on generational similarities and differences among adult generations in America. Its stated purpose for conducting this ongoing research is “…to understand the similarities and differences across the generations, to learn how younger people may […]

Your ERISA Watch – – Sorry ABBA, No Winner Takes It All In The Case of the Week


Plaintiffs prevailed in this week’s two notable decisions, but not entirely. In the first decision, the Sixth Circuit allowed a portion of a pension case alleging excessive investment fees to proceed. In the second case, the Fourth Circuit addressed welfare plan vesting and found, under the highly unusual circumstances of the case, some retirees could […]

Authentic Persuasion Show – What To Do If You Aren’t Smooth During Your Sales Process Yet

Jason Cutter | CEO/Founder, Cutter Consulting Group What should you do if you aren’t that smooth enough during your sales process yet? How do you respond when you don’t know the answer to a question? The normal response from new salespeople is they get concerned, and scared, and they anticipate that the customer is not […]

Tip of the Week

The Tax and Ancillary Benefits of Retirement Plans Planners need to advise small businesses about how they can capitalize on a tax shelter that costs the federal government billions of dollars in revenue each year—the retirement plan. They need to describe the efficiencies of making before-tax contributions and allowing earnings to grow tax deferred and/or […]