I had a conversation Friday with an advisor discussing a possible opportunity with taking a COVID distribution.
Fee-Only Advisors and Insurance Agents – Perfect Together Professional relationships between fee-only CFP®s and commission-based insurance producers offer mutually beneficial opportunities, added value that extends to their clients. A successful career in the insurance business can be very lucrative, but success often depends on the agent’s ability to develop “centers of influence”, people willing to personally […]
The Changing Face of America and the Demand for Financial Advisors To address the changing face of America in the marketing of financial services, the industry must continue to work to improve the diversity of its professionals and enhance the marketing of its products. Consumers value diversity and future generations want to see themselves reflected […]
Robert Kirkland discusses how cryptocurrency can be used for goods, services and investments; the importance of documentation and management and real-life ‘horror’ stories from lack of planning. Bit by Bit: The Planning/Fiduciary Administration of Cryptocurrency? by goCast Robert Kirkland describes real life stories from lack of planning.
Mike McGlothlin, ChFC®, CLU®, CFP® You want to grow your business, but you’re not sure where to start. For many, it can be hard to focus in on a course of action. And, once an action has been set in motion, even harder to have the endurance to see it through. Does any of this […]
Ernie Guerriero, CLU, ChFC, CEBS, CPCU, CPC, CMS, AIF, RICP, CPFA On April 9, 2020, New Jersey Governor Phil Murphy signed an executive order which extends grace periods during which certain insurance companies, including health, life and property, and casualty insurance carriers, will be unable to cancel policies for nonpayment of premiums. Governor Murphy issued […]
By Ken Nopar, Senior Philanthropic Advisor When markets drop significantly or when businesses are not as profitable, the charities that wealthy families and business owners support are adversely impacted. Because many donors are passionate about the causes and nonprofit organizations they support, the last thing they want to do is to send a much smaller […]
The Impact of Mortgage Term Selection on the Home Buyer’s Future Net Worth In the current real estate finance mortgage environment, the selection of the 15-year term mortgage compared to the 30-year mortgage may be a wise financial decision for many homebuyers and real estate investors. Considering that the selection of a 15-year term mortgage […]
By Ernie Guerriero, CLU, ChFC, CEBS, CPCU, CPC, CMS AIF, RICP, CPFA, Richard L. Engebretson, CPA (inactive) and Cary W. Parker IN BRIEFThe use of technology continues to increase. In the financial service industry alone, electronic applications and signatures, robo-advisors, and client management systems are all becoming more prevalent, and blockchain will soon follow. CPAs must embrace technology and […]