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This article appeared in the November 2021 Journal of Financial Service Professionals. 

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This article appeared in the May 2021 Journal of Financial Service Professionals. 

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By clicking “Buy Now” you will be redirected to Surgent to complete your purchase.

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By clicking “Buy Now” you will be redirected to Surgent to complete your purchase.

$89.00

By clicking “Buy Now” you will be redirected to Surgent to complete your purchase.

$89.00

By clicking “Buy Now” you will be redirected to Surgent to complete your purchase.

$49.00

By clicking “Buy Now” you will be redirected to Surgent to complete your purchase.